No Real Trial…

Posted in Blog

Did you know that in ERISA disability cases there are no real trials? That’s right, NO TRIAL. Once the insurance company denies your disability claim and your appeal is over, you get a chance to f...

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Chronic Pain Exists Even One Year Post Injury

Posted in Blog

Arch Surg. 2008 Mar;143(3):282-7; Prevalence of pain in patients 1 year after major trauma.Rivara FP, Mackenzie EJ, Jurkovich GJ, Nathens AB, Wang J, Scharfstein DO. Departments of Pediatrics and Epid...

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Good Morning America Shines Light on Disability Insurance Company Wrongful Denial Of Benefits

Posted in Benefits

After running a story in April about a breast cancer survivor’s battle to get disability insurance benefits from Cigna Group Insurance, Good Morning America said that they have received a flood of e...

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Integration of Benefits – Offset for other Income

Posted in Benefits

I frequently get calls from long term disability claimants wanting to know if their disability insurance company can get all their social security back benefits. Often they recall some discussion wit...

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Caribbean Festival & ERISA

Posted in Benefits

This past weekend, my single goal was to blog. Instead my husband surprised me with tickets to the Caribbean festival in Marion Oaks at Champaign’s farm. What an awesome weekend we had! It was gr...

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Good News for the Mentally Disabled

Posted in Benefits

Some Disability policies blatantly discriminate against the mentally ill. Many policies set limits on the amount of benefits they will pay if mental illness plays any part in a person’s disability....

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Insurance Company’s Dirty Little Secret

Posted in Benefits

Do you want to know a secret? Every day, millions of people pay good money for a disability policy that limits or terminates benefits for disability caused by pain, fatigue, or fibromyalgia. What is...

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Another Reason Not to Use Your Pension before Retirement: ERISA Offset

Posted in Benefits

Every year thousands of people are wrongfully denied long-term disability benefits from their insurance company. Often, these individuals will take early withdrawal from their retirement plan in orde...

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Depression and Pain: Is it all in your head?

Posted in Benefits

Pain and depression are among the leading causes of long term disability. According to a literature review, on average 63 % of patients with depression experience one or more pain complaint and depre...

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Can I Get Payment For Pain and Suffering For Emotional Trauma My ERISA Insurance Company Puts Me Thorough?

Posted in Benefits

Unfortunately, Congress did not offer this protection to individuals injured by their group disability insurance company. The insurance company can wrongly deny your claim; make you retain and pay a ...

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