Tips

In ERISA long term disability cases there are a number of deadlines. Missing any of them could be fatal to your claim. >Providing Proof of Loss – Most insurance policies will have a deadline for providing proof of your disability. Some require that you submit proof as soon as you know of your injury/illness or disability resulting from those. Others may extend the time period up to a year from when you became disabled. Failure to notify your insurance carrier in a timely manner could result in a denial of your claim. I see this often when a disabled individual has another claim such as a workers compensation claim and they fail to put the disability insurance carrier on notice…Read More

Whether or not you still qualify for disability benefits depends on how much you’re working, how much you’re making, and the specific disability program you are enrolled in. The restrictions on what you can earn are stricter if you are enrolled in the Supplemental Security Income program. Assuming that you have no other sources of income besides your job and SSI, your Supplemental Security Income benefits are reduced by a dollar for every two dollars you earn over $85 in a month. It is entirely possible to earn so much at a job that your benefits stop altogether. If you earn enough to receive no benefits for an entire year, you will have to reapply for the program if you…Read More