Never Say Never: Filling out the Insurance Company’s form

Did you know that in insurance disability claims the insurance company can secretly videotape your activities?  That’s right; the van parked down the street could have a video camera watching your every move.

When they send you that activity log to fill out, don’t be fooled.  They are not really wanting to know how limited you are in your activities; they want to see if they can catch you in a lie about your activities.  When you complete those activity logs NEVER say you NEVER engage in any specific activity.

Follow your doctor’s advice on what activities you can engage in and those you should avoid.

Keep a diary of your daily activates which you can refer to when completing the insurance company’s forms.

Complete the insurance form as accurately as possible.  If you have good days, bad days, side effects from medications note them on the form (even if they didn’t ask for that).

You should not try to deceive the insurance company, but provide an accurate picture of not only your activities but also the effects of those activities.

If you tried an activity and it caused you to be bed ridden for 2 days note it on the form.  But never say you never did it.