CJ Henry Law Firm, PLLC

2303 East Fort King Street
Ocala, FL 34471

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CJ Henry Law Firm, PLLC


5 Dos and Don’ts to Keep in Mind With ERISA Litigation
  • Published: April 15, 2019

With long-term disability claims, it can take a while to work through the legal system, and it can be easy to grow impatient with the process. At CJ Henry Law Firm PLLC, we have extensive experience litigating ERISA claims. Below, we discuss how you can help your Ocala FL ERISA litigation attorney with your case. 5 Things to Do 1. Listen to your attorney's advice. Your ERISA litigation attorney always have your best interests in mind. If you have any questions, feel free to ask your attorney. 2. Keep getting treatment for your disability. Your physician's medical expertise is important to your case. Even if your treatment plan doesn't change, establish a record of consistent consultations with your doctor. One way this can help your case is to prove you are in… Read More

Unum Long-Term Disability Denial
  • Published: April 11, 2019

When you pay for long-term disability insurance, you expect to receive benefits if you can't work due to injury or illness. Unfortunately, many people with policies from Unum are unpleasantly surprised when they file a claim. An Unum long-term disability denial is an all too frequent occurrence for policyholders. Here are some things you need to know. Unum Has a History of Unfair Claim Denials Unum Group is a prominent disability insurance company in the United States and in the United Kingdom. The insurance company provides both short and long-term disability insurance coverage to individuals and employers. Despite its standing in the insurance industry, and annual revenues in the billions of dollars, many policyholders are denied benefits for valid disabilities. Numerous lawsuits have been leveled… Read More

  • Published: April 10, 2019

Over 92 million people in the United States have some form of cardiovascular disease, including coronary heart disease (CHD). CHD is the result of the build-up of plaque inside the coronary arteries, which provide blood to the heart. The plaque narrows the artery and reduces the amount of blood getting to the heart. Reduced blood flow also means a reduction in oxygen reaching the heart which may result in a heart attack. Due to the high number of people affected by the disease, disability for a heart condition is a boon to many individuals and families. It's important to note that the presence of coronary heart disease, a heart attack, or a coronary bypass is not a guarantee of eligibility… Read More

Applying for Macular Degeneration Disability Benefits
  • Published: April 9, 2019

Macular degeneration is a progressive eye disease, which, over time, can lead to disability. To improve the chances of your claim being approved, it's important to get clear, comprehensive medical evidence. An Ocala FL long-term disability lawyer can help you with a macular degeneration disability benefits claim. Call CJ Henry Law Firm, PLLC today for a consultation. What Is Macular Degeneration? Macular degeneration is the leading cause of vision loss in the country. It affects the area of the retina that controls your ability to see fine details. Macular degeneration eventually impairs your ability to read, drive, use a computer, and even recognize people. It may also become progressively difficult to perform the requirements of your job. What Are the Symptoms of Macular Degeneration? Changes to your vision caused by macular degeneration may progress slowly during… Read More

How to Prepare for Long-Term Disability Interview Questions
  • Published: March 28, 2019

If you receive a call or letter from your insurance company requesting an interview, don't panic. It doesn't mean you are about to lose your benefits or that your claim is about to be denied. An interview with an insurance company representative is not uncommon; up to 50% of claimants will be interviewed. However, you can prepare for long-term disability interview questions so you feel more confident. Interview Format: In Person or By Phone You may have the option of doing the interview in person or on the phone. If you agree to an in-person interview, the insurance company representative may want to come to your home for the interview. The representative will observe you to see if your behavior… Read More

  • Published: March 25, 2019

Peripheral neuropathy is a serious condition that can affect your ability to move, feel, and even breathe. Nerves transmit messages from the brain and spinal cord to other parts of the body. For example, when a peripheral nerve sends a message to your legs, you're able to walk or run. The disability is the result of nerve damage due to a traumatic injury, vascular disease, tumors, or infections. Symptoms can be severe and impair your ability to work or prevent you from doing any work. TYPES OF PERIPHERAL NEUROPATHY AND THEIR SYMPTOMS There are two primary types of peripheral neuropathy, mononeuropathy which involves one nerve, and polyneuropathy which affects two or more nerves. Polyneuropathy is the more prevalent of the two types, but both types can cause severe symptoms and long-term disability.… Read More

Is Bipolar Disorder a Disability?
  • Published: March 21, 2019

Bipolar disorder is caused by a chemical imbalance in the brain and can result in extreme mood changes from depression to euphoria. Both men and women can experience bipolar disorder, and it can begin at any age. Eighty-five percent of people with bipolar disorder have a family history of depression. Your insurance company may be aware of the symptoms, but is bipolar disorder a disability that can qualify you for long-term disability benefits? Yes it is. Symptoms of bipolar disorder fluctuate, interfere with your ability to work, and can cause problems in personal relationships. If you decide to file a disability claim keep these tips in mind. Bipolar Disorder Episodes Can Be Manic or Depressive During a bipolar disorder episode,… Read More

Would a Neuropsychological Evaluation Help My Long-Term Disability Benefits Claim?
  • Published: March 18, 2019

When you file a claim for long-term disability benefits, your insurance company will look for objective proof of your disability. A neuropsychological evaluation is the best way to provide your insurance company with an objective assessment of your cognitive or psychological disability and can be a valuable part of your claim. The severity of symptoms and how symptoms manifestation themselves vary greatly even among individuals with the same disability. Types of Claims That Could Benefit From a Neuropsychological Evaluation If you have one of these conditions, you may want to consider having a neuropsychological evaluation: Organic brain disorders Brain injuries Brain tumor or cyst Dementia Stroke Epilepsy or seizures Multiple Sclerosis Alzheimer's disease Meniere's, Huntington's, or Parkinson's disease Lyme disease (or other similar illnesses) Chronic Pain Insomnia Sleep… Read More

Can You Get Disability for Carpal Tunnel Syndrome?
  • Published: March 14, 2019

If you have ever experienced numbness, pain, tingling, and weakness in your fingers, hands, or arms, you know how debilitating carpal tunnel syndrome can be. Carpal tunnel syndrome develops as a result of repetitive movements, usually related to work. The condition can progress to such an extent that you may consider your options for long-term disability benefits. But can you get disability for carpal tunnel syndrome? The short answer is yes. And there are a few things you can do to increase your chances of being approved for disability benefits. To learn more about carpal tunnel syndrome long-term disability benefits, contact CJ Henry Law Firm, PLLC today. Document Your Symptoms and Provide Proof of Diagnosis Whenever you file a disability claim, the… Read More

How Does Long-Term Disability Work With Social Security Disability?
  • Published: March 11, 2019

If you are disabled and are collecting benefits from either an individual or group insurance disability policy, you'll be required by your insurance company to apply for Social Security disability benefits. Why? Because insurance companies can reduce the amount they pay for LTD benefits when you collect Social Security benefits. So how does long-term disability work with Social Security disability? At CJ Henry Law Firm, PLLC, we can help answer your questions and provide you with valuable legal advice. Contact us today. What Is an Offset? You file a long-term disability claim from your insurance company. The amount of your LTD benefit is $2,000 per month. Your insurance company will require you to file for Social Security LTD benefits. Social Security will… Read More

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