Long-Term Disability Denied

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If you are unable to work due to injury or illness, you may file a long-term disability claim to try to obtain benefits. Unfortunately, many LTD claims are denied. A skilled disability attorney can ev...

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Is Insomnia a Disability?

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Sleep is as vital to life as eating or breathing. If you are unable to sleep, you may find it difficult to complete everyday tasks of your life. You may wonder, “Is insomnia a disability?” Whether...

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Short Term Disability for Maternity Leave

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Short term disability insurance policies are offered by many employers, and it may also be purchased as an individual plan. These policies provide benefits in the event that you have an inability to w...

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Long Term Disability Elimination Period

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If you have applied for LTD, then you may have been notified that you have a long term disability elimination period. It can be confusing when you’re unable to work and need funds to pay bills. Howe...

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Is Fibromyalgia a Disability?

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Fibromyalgia, also called fibromyositis, is a chronic condition that is characterized by musculoskeletal pain, fatigue, and tenderness in localized areas. But when is fibromyalgia a disability accordi...

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What Is the Any Occupation Disability Review?

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If you are receiving LTD benefits and suddenly receive a letter from the insurance company that states you must meet the “any occupation” requirement, it may be confusing and seem unfair. After al...

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Is Narcolepsy a Disability?

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Narcolepsy is a condition caused by the brain’s inability to properly regulate the body’s sleep-wake cycle. People with narcolepsy often develop this neurological disorder in puberty, although i...

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What Is Involved in Proving You Can’t Do Sedentary Work?

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If your LTD insurance company denied your claim based on the assertion that you can still do sedentary work, what does that mean? And what is involved in proving you can't do sedentary work? What Is ...

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Is Depression a Disability?

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Is depression a disability? It can be, but getting a long-term disability insurer to approve a claim based on mental illness is an uphill battle. If you have a valid claim where your condition signi...

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The Standard Long-Term Disability Denial

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Large insurance companies like The Standard are known for delaying and denying LTD claims. And the appeals process can be daunting and time-consuming. But with the help of an experienced The Standard ...

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