Key To Winning = Proof Matters
When your current medical condition worsens and you can no longer work, your past medical history can weigh heavily on whether you receive the Long-Term Disability benefits you deserve.
However, you have a good chance of beating the insurance company denials if you have an expert disability legal team behind you as our client, Susie Gibson, discovered.
Susie Gibson was a marketing analyst, a sedentary job, with a medical instrument company. Her name is fictitious to protect her privacy, but she is a real client battling real changing medical conditions that ultimately led to applying for Long-Term Disability benefits with Prudential Insurance Company.
For many years, Susie worked with a complex series of health conditions that included, among others – Lupus (SLE), fibromyalgia, arthritis, shoulder impingement, fatigue, headaches, depression, sleep apnea, excessive sleepiness, and obesity – until her health worsened and she could no longer work.
Prudential denied Susie her disability benefits claiming she previously worked with all of these medical conditions and that it was either too difficult to determine when she was unable to work because of a ‘flare-up’ or that she could perform her job with accommodations and pain medication. We disagreed.
On appeal to Prudential, our firm submitted proof that Susie’s symptoms had worsened to the point of her being unable to continue working by providing updated medical reports from her many treating doctors disproving Prudential’s claims along with producing a video “A Day in the Life of Susie” visually demonstrating the difficulties she was experiencing on a daily basis.
When Prudential denied Susie’s claim again, we filed a lawsuit in federal court. The case was settled at mediation in Susie’s favor and she won her Long-Term Disability benefits. Case Closed.
If you or someone you know is fighting for their disability benefits, contact me for a free review of the case. Why? It’s because that’s what I do to protect your rights!