Your Relentless Orange County, FL, Private Disability Insurance Law Firm

Not sure what to do after your private disability claim is denied? Let us help you understand your options and file for an appeal.

Although private disability insurance is designed to offer support during hard times, the application process can feel anything but supportive. With insurance companies working with a team of professionals like adjusters, investigators and legal experts to limit payouts, getting your claim approved feels like an impossible task.

It’s not unusual to feel defeated when filing the claim, especially after putting in so much work only for the insurance company to deny your claim. When giving up feels like the next best solution, you should consider working with a private insurance disability lawyer to balance the scales.

At CJ Henry Law Firm, PLLC, we have dedicated our experience in law and medicine to helping professionals and workers get justice in their claims. We have helped many people in the Orange County, FL area get justice and the compensation they need to replace their lost income and we are prepared to help you too.

When Should You Hire A Private Disability Insurance Lawyer?

CJ Henry Law Firm, PLLC | Orange County, FL, Insurance Disability Lawyer

Knowing when to hire a private disability insurance lawyer is crucial. It can save you a whole lot of trouble and maximize your chances of success. Here are some of the instances where hiring a private disability lawyer is vital:

Before Filing A Claim: The best time to hire a disability insurance lawyer is before filing the claim. This ensures everything is done by the book and avoids traps set by the insurance company such as asking you to submit information that they could later use against you.
Having a lawyer from the onset ensures you have oversight from an experienced professional who will ensure the paperwork is filled correctly and the right documents attached. You also get sound advice and recommendations regarding the case.

After Disability Claims Denial: Usually, when you file for a private disability insurance claim by yourself, the insurance company may deny your claim because you didn’t submit enough evidence to support your case or it could be a case of unfair denial.
The denial in many cases feels like it is final, but it is not. You can work with a private disability insurance lawyer to file an administrative appeal to ensure your appeal is as effective as possible.
During Negotiations: One of the ways insurance companies minimise payouts is by trying to get you to quickly settle on a lowball offer. If you accept the offer, the insurance company has you sign release forms that absolve them of any additional payments.
A disability claims attorney can help assess your case and come up with a figure that is fair for your settlement and then negotiate with the insurance company to get a higher and fairer settlement for you.
When Transitioning To Litigation: Many private insurance disability claims are settled during negotiations and never make it to a court of law. But others do. If yours is one of them, working with a lawyer to help you prepare for the case and present evidence is crucial, no matter how compelling your case is.
The lawyer will also help you dispel some common myths such as not being able to add evidence to your case before the hearing. If anything is missing, the lawyer will ensure you have it ready for the hearing and will present your strongest case.

Call Now For A Consultation(352) 577-7746

What Is Bad Faith Insurance Denial, And Can You Fight It?

Under private disability insurance law, insurance companies are expected to handle claims promptly, fairly and honestly. When the insurance company denies a legitimate claim or tries to misrepresent the facts, it is considered as acting in bad faith. Unfortunately, it happens quite often, usually because the victims have no idea that it is happening.

However, if you discover that your insurance acted in bad faith, you can seek compensation for your initial disability claim and also for punitive damages.

One of the ways you can avoid being a victim of bad faith denials in your claim is by working with a qualified and experienced lawyer who will handle communication and negotiations with the insurer. If you’ve already been a victim of a bad-faith denial, working with a lawyer can help rectify the situation and hold the insurer accountable to you, ensuring fair compensation for your disability.

CJ Henry Law Firm, PLLC: Representing Our Clients’ Rights and Benefits in Orange County, FL

Helping our clients restore financial independence through fair compensation

Insurance companies are primed to minimize payouts and have the resources to drag out cases. That is why you need a disability insurance lawyer in Orange County, FL, by your side to even the scale and give you a fair chance at getting your claim approved.

CJ Henry Law Firm, PLLC has dedicated years of legal and medical experience to helping clients get settlements for the disability claims from private insurance companies. With our help, you have a fair chance at a successful claim. To get started, you can give us a call at (352) 577-7746 and we will get you started with a free consultation.