Your Compelling Orlando, FL Private Disability Insurance Lawyer

Private disability insurance claims are highly complex, especially for an inexperienced person, and it is easy to make mistakes that can easily compromise your claim without knowing. Some of the common mistakes that applicants make when trying to file the claim include:

• Missing Deadlines: With private disability claims, timing is everything. First, you need to submit a Notice of Claim within 30 days from the date of the disability. Most policies will then require you to wait 180 days in what is called the “elimination period,” after which you can officially make your claim for benefits.
  It’s important that you make your claim within 270 days after your disability otherwise the insurer won’t accept your application past the deadline.

• Not Telling A Compelling Story: Most applicants only provide the medical evidence necessary for their claim. But you also need to tell a story which will fill any gaps the medical documents will not tell. For instance, if you couldn’t walk at first, then you were able to walk for some time but now can’t walk, and you need to tell the insurer why and what happened.
  Telling a compelling story ensures the scope of your disability is well understood and leaves the insurer with no choice but to approve your claim.
• Solely Relying On The Insurance Forms: The insurance forms are an important part of the process, but you shouldn’t only rely on them. The layout of the forms only benefit the insurer. You should also attach additional materials such as your doctor’s report to explain your sickness or condition and how it is preventing you from performing your “material” duties.
• Excluding Medical And Vocational Evidence: You shouldn’t leave out your medical records and any evidence that objectively proves your disability. Include a written opinion from your doctor, and detailed descriptions of your duties and work history that will create a correlation of your current limitations.

These are just a few of the mistakes many people make when filing for a claim without understanding private disability insurance law and without the help of a disability insurance lawyer. Usually, these mistakes are detrimental to your case and increase the chances of your claim being denied significantly.

How An Attorney Can Help You Strengthen Your Claim

Working with a seasoned private disability lawyer gives you the best chances of having your disability claim approved.

Any knowledgeable lawyer will start with an evaluation of your case to determine the chances of success. After the evaluation, the lawyer will help you understand your eligibility requirements and the benefits. The lawyer will also determine if your claim has been unfairly denied and give you the necessary legal advice on the steps you should take next.

After the initial consultation, if the lawyer picks up your case, they will help you with different aspects of the claim such as:

• Gathering Documentation: Getting the right documentation goes a long way in helping you tell your story and get the claim approved. The attorney will ensure you have the right documents and that you present them correctly to support your disability claims.
• Dealing With Insurance Companies: With a disability insurance lawyer, you won’t have to worry about dealing with insurance companies and their intimidating tactics. The lawyer will handle correspondence, and, in many instances, insurance companies are more responsive when dealing with an attorney because of their knowledge of the law.
• Litigation: If you can’t settle in negotiations, the attorney can take the case to trial and defend your rights and interests while holding the insurance company accountable for the claim.

Let us help you make a compelling case for your private disability claim.

Are you tired of being taken in circles by insurance companies during your disability claims and the endless requests for additional evidence? It’s time you started making some progress with the help of a qualified, knowledgeable and experienced private disability lawyer in Orlando, FL.

The CJ Henry Law Firm, PLLC, is dedicated to ensuring insurance companies hold up their end of the deal and clients get the benefits they deserve. With our help, getting your disability claim approved is easier and with a higher chance of success. We understand the legal and medical side of the claim, which gives you a better chance of presenting your case correctly and becoming successful.

You can call us at (352)-577-7746 to get started with a free consultation and be part of the many success stories we have been a part of.